Privacy Policy & Disclaimer
How we handle information, and important notes about the educational nature of this site.
October 2026
Disclaimer
All content on this website, including articles, tools, calculators, guides, and glossary definitions, is provided for educational and informational purposes only.
Nothing on this site constitutes individualized financial, investment, tax, or legal advice. Armi L. Lavy is not a registered investment adviser, broker, or tax professional.
Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Always do your own research and consider consulting a qualified professional before making financial decisions.
The calculators and tools on this site provide estimates based on the numbers you enter. They do not predict actual returns, dividends, or investment performance.
Privacy Policy
We respect your privacy. This site is designed to collect as little personal information as possible.
Information We Collect
- No account required — You can use the site and tools without creating an account or providing personal information.
- Email (optional) — If we enable a newsletter in the future, we will only collect the email address you voluntarily submit. You can unsubscribe at any time.
- Basic analytics — We may use privacy-friendly analytics to understand general traffic patterns (pages visited, approximate location by country). We do not sell this data.
Cookies
This site uses only essential cookies needed for basic functionality. We do not use advertising or tracking cookies.
Third-Party Services
Purchases of digital products are handled by Gumroad. Their privacy policy applies to any information you provide during checkout.
News headlines (when shown) are provided by an external feed. We do not control the content of those articles.
Your Rights
Depending on where you live (including California and Canada), you may have rights to access, correct, or delete personal information we hold about you. To make a request, please contact us using the details below.
Contact
If you have questions about this Privacy Policy or Disclaimer, you can reach out via Facebook Messenger:
This page may be updated from time to time. The “Last Updated” date at the top will reflect the most recent changes.